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geneva lake APF article

30% discount for knowitall.ch readers (see conditions below)

Did you know that an estimated 90% of the Swiss population is not properly insured – and that this percentage is even higher among foreigners who are new to Switzerland?   Bombarded with information from insurance companies about different policies, with little time to review them properly, it is clear that many people will make poor choices, which only become apparent when they have to make a claim and realize they are not properly insured.

One insurance company, which is gaining popularity with both newcomers and long established residents in the expat community, is APF Conseils.  Headed up by Alexandre Schaeren, this small company, based in Geneva, helps demystify the issue of insurance for its clients, so there can be no misunderstandings during the selection of a policy and the subsequent administrative process.  Not only does the company’s team of advisers ensure that its clients are correctly insured, it also makes every effort to find the best price for the policies it proposes, so clients can be confident that they are getting the best value for money.

Alexandre explained how the process works to knowitall.ch, “When we meet with our clients for the first time, our top priority is to analyse the needs of their particular situation. To help us respond to their demands and ultimately find the best package for their needs and budget, we take comparisons from many different insurance providers.  Armed with this information, we then schedule a second appointment where we present the solutions that we have found. It is very important for us that clients have the option of choosing between a number of different insurance proposals. Only then are they able to make a fully informed decision that they feel comfortable with.  Once the client has made a choice, we then keep them up to date on the progress of their application.”

APF bridge

APF Conseils offers two main services: personal situation evaluation and the proposal or cancellation of a client’s current insurance policies.  In each case, clients are guided through what can sometimes be a lengthy and complex administrative process.   The company can also provide support for many different types of insurance, including car insurance, home insurance, civil responsibility insurance, company and self-employment insurance, life insurance, and compulsory health and complementary insurances.

So what makes APF Conseils special?  According to Alexandre, it is the company’s “human touch”, which can be seen in the personal way it reacts to the needs of its clients.   “It’s really important to understand the difference between the various policies on the market – and many people simply don’t have the time to read the small print and work out what’s best for them. With our many years of experience working with insurance providers such as Zurich, National Suisse, Axa Winterhur and Visana, we know what works best for different clients – and can make proposals that are easy for them to understand and compare.”

One client, who has been impressed by the service she has received from APF Conseils, is Mercy Odhiambo.  Recommending the company to knowitall.ch, she told us, “I first contacted Alexandre because I realised my health insurance was very expensive. He then came back with a few options for me to consider and went through the pros and cons for me. He also explained to me about how to go about changing and how long each cover was. Since then he is taking care of all my insurance needs. He has helped me and a good number of my friends in a fast and professional way. I was very happy to hear that he is now the owner of the company and would not hesitate to recommend him to any newcomers.”

So, whether you are new to the region and are still working out your legal requirements for insurance , or you simply want to have a better understanding of your current insurance cover and its limitations, APF Conseils could be just what you are looking for. With insurance agents that can speak French, Spanish and English, their ultimate goal is to make sure that there are no misunderstandings between the client and the insurance provider. So when you finally sign your insurance policy you can feel confident that you are getting the best match for your personal needs and budget.  

discount button150newAs a special introductory offer to knowitall.ch readers, Alexandre has kindly offered to knock 30% off the fee of a complete insurance review, which would normally cost Fr. 80.-. To claim this discount, just mention this article when you contact APF Conseils at the address below.

Following a period of reorganization, Alexandre would also like to invite you to the official relaunch event of APF Conseils on Wednesday, 4 March, at the The Key & Eagle bar, located in the heart of Geneva’s banking district.

All current and future customers are invited to attend the event, which will take place between 18h30 and 19h30 and will include tapas, as well as a free drink for the first 20 customers. There will also be a raffle with prizes to be won!

So if you want to find out more about APF Conseils, why not come along and meet Alexandre in person, who will be happy to explain how his independent brokerage company works, offering solutions tailored to the needs of its customers.

APF Conseils
Alexandre Schaeren
This email address is being protected from spambots. You need JavaScript enabled to view it.
www.apfconseils.com

APF Conseils Relaunch Event
Wednesday, 4 March 2015
18h30 to 19h30
The Key & Eagle
7 Rue De Grenus
1201 Geneva
Switzerland
www.thekeyandeagle.com